Not every River Islands home comes with a view like this. 17324 Bushwick Lane is a 2024 lakefront residence in Capri with nearly 2,500 sq. ft., 4 bedrooms, 3 full bathrooms, a loft, and more than $90,000 in builder upgrades. 4-panel glass sliders frame the lake from the main living space, while the primary suite opens to its own private covered balcony overlooking the water. Outside, you’ll find a covered California Room, room to create your own waterfront retreat, and access to a semi-private dock. Originally selected with an approximately $200,000 lake lot premium, this is one setting you simply can’t recreate later. This is only a glimpse. DM for details, or a private showing. David Torres Broker Associate ΓEA⅃ Broker Lathrop, CA DRE 01944033

Walmart, Target, and Dollar General spent millions putting self-checkout machines into their stores. Now they’re spending millions pulling them back out. Why? Because automation has its limits. When something goes wrong or an important decision needs to be made, people don’t want an AI chatbot, an automated answering service, or another machine. They want a real person who understands the situation and picks up the phone. Selling your house is not a self-checkout moment. There is too much money involved and too much at stake to be left navigating it alone. You deserve real answers from a real person. That’s what I’m here for. 209-831-0913 David Torres Broker Associate ΓEA⅃ Broker Lathrop, CA DRE 01944033

Today, my beautiful wife and I celebrate 23 years together. I still recall the first time I saw her. I called it then. I remember saying that I was going to spend the rest of my life with her… and here we are, 23 years later. Together, we’ve built a beautiful life, raised a family, created countless memories, experienced incredible highs, and continued to grow alongside one another. There is so much to celebrate and even more to be grateful for. Through it all, GOD has blessed us more than I could have ever imagined. ❤️🍾🥂🎉

Thinking about waiting for lower mortgage rates before buying a home. I understand why. If rates dropped significantly, monthly payments could improve, buying power could increase, and the home search might feel easier. But current forecasts do not show a major drop happening soon. Forecasts from Fannie Mae, the Mortgage Bankers Association, and Wells Fargo show mortgage rates staying relatively steady in the low to mid 6% range through at least mid 2027. That matters if your entire plan is built around waiting for rates to fall below 5%. Some buyers have been waiting 2-3 years now. Could rates move lower at some point? Yes. Mortgage rates can change based on inflation, the economy, Treasury yields, Federal Reserve policy, global events, employment data, and investor expectations. But based on the current outlook, experts are not expecting a dramatic decline soon. I just check rates again today and the average 30 yr fix s hovering around 6.7% The other piece buyers need to understand is perspective. Today’s rates feel high because many people are comparing them to the ultra low pandemic years. Those rates were unusual. Historically, mortgage rates have spent much of their time between about 5% and 10%. That does not make affordability easy. It just means waiting for 2020 or 2021 rates to return may not be the most practical plan. If the numbers do not work, waiting can absolutely make sense. But if you need to move, waiting for lower rates is not your only option. New construction incentives, adjustable rate mortgages, rate buydowns, assumable mortgages, seller credits, and homes that are priced more realistically may all be worth exploring. The better question is not just, “When will rates come down?” The better question is, “What can I afford today, and what options could help make the numbers work?” Thinking about buying in Lathrop or River Islands? Text me at 209-831-0913 and let’s talk through what is realistic in today’s market. David Torres Broker Associate ΓEA⅃ Broker Lathrop, CA DRE 01944033

Welcome to 17324 Bushwick Lane, Lathrop, CA | River Islands. Set along the water in Capri at River Islands, this 2024 lakefront residence offers nearly 2,500 square feet of thoughtfully upgraded living with views that become part of the home from the moment you walk in. Soaring ceilings extend above the dining and family rooms, while upgraded luxury plank flooring and a fireplace bring warmth to the open living spaces. The kitchen features built-in stainless steel appliances, a large center island, generous cabinetry, and a separate prep kitchen. Four bedrooms, three full bathrooms, and a spacious loft include a downstairs bedroom and full bath, offering flexibility for guests, multigenerational living, or a private office. Upgraded 4-panel glass sliders open the main living area to a covered California Room and the lake beyond. The backyard offers direct access to a semi-private dock with room to create a waterfront retreat of your own. Where are all my anglers at? 🎣 Upstairs, the primary suite opens through a second set of 4-panel glass sliders to a private covered balcony overlooking the water. The primary bath is finished with a freestanding soaking tub, oversized shower, walk-in closet, and generous natural light. Originally selected with an approximately $200,000 lake lot premium and enhanced with more than $90,000 in builder upgrades, the home also includes owned solar, EV charging, and additional upgrades throughout. There are many details that distinguish this home, but none more important than the lake setting itself. DM for price and full details. David Torres Broker Associate ΓEA⅃ Broker Lathrop, CA DRE 01944033

Just another great excuse to spend more time outdoors. 🎣🦆 Nostalgia + New Memories to create. Love the packaging @fieldandstream 👏🏽 #outdoors #fishing #hobbies #fieldandstream

Welcome to 17324 Bushwick Ln In Lathrop, CA | River Islands Full details on this lakefront property in River Islands coming tomorrow… 👀🌊 David Torres Broker Associate Real Broker DRE 01944033

Selling and buying at the same time? This is one of the biggest questions homeowners face when they are ready for their next chapter: should you buy first or sell first? Let’s dive into it. There is no perfect answer for everyone. The right strategy depends on your finances, your equity, your timeline, your comfort level, and what is happening in the local market. But in many cases today, selling first can put you in a stronger position. The biggest reason is risk. If you buy before selling, you may end up carrying two mortgages if your current home takes longer to sell than expected. Right now, properties are sitting on the market longer than expected. That can create pressure, stress, and less flexibility when it is time to negotiate. Selling first also gives you clarity. You know what your home sold for, what your net proceeds look like, and how much equity you can use toward the next home. That equity can make a big difference. It may help with a larger down payment, lower monthly payment, closing costs, paying off debt, or making a stronger offer on the next property. And when your current home is already sold, your next offer can look cleaner to a seller because it is not dependent on another home selling first. That does not mean selling first is always easy. You still need a plan for timing, moving logistics, rent back options, temporary housing if needed, and what replacement homes are available. But the key is not to guess your way through it. If you are thinking about selling and buying in Lathrop or River Islands, start with the numbers. Know your home value, your equity, your next home budget, and your timeline before making a move. Text me at 209-831-0913 and let’s talk through the smartest order for your next move. David Torres Broker Associate ΓEA⅃ Broker Lathrop, CA DRE 01944033